There are lots of factors to take into consideration when managing money and setting yourself up for the future. The last thing you need is to have a poor credit rating that could affect you in later life. We have put together some money mistakes . . .

These are tough times, with an uncertain and precarious economy that does not allow for most of us to nurture a sizeable egg’s nest, no matter how much we scrimp and save. With the pressures of looming medical bills, paying off student loans – or . . .