Most people who are only getting into businesses lose their business to poor financial planning. The few that make it do so painfully. It is not uncommon to hear of new business owners losing a lot of money, running in the red for a few months on end . . .

If you've got a loved one that refuses to use Skullcandy headphones and only listens to records on vinyl, check out some of the best gifts for audiophiles here. Are you friends with an audiophile? Do they rag on and on about how good the bit-rates . . .

Fostering is one of the noblest things a person can do for another young person who lost their parents or needed to be taken away for other reasons, such as abuse or negligence or any other related issue. It is quite rewarding spiritually for the . . .