Downloading and accessing your bank account statements regularly is an important part of managing your finances. With mobile banking apps provided by most banks, getting your electronic bank statements on your phone or tablet can be a quick and easy process.

In the section below, we’ll discuss the bank statement download process.

Benefits of Downloading Bank Statements

There are many benefits of downloading e-statements using your bank’s mobile app and over-relying on paper statements. For one, you can access your statements more frequently instead of waiting for the monthly paper statement to arrive. Regular access allows you to closely monitor transactions, account balances, expenses, income, payments, etc. This helps detect any suspicious activity, like unauthorised transactions, right away.

You also save paper and storage space, as maintaining paper records of every statement can get cumbersome over time. Electronic statements are easier to store, search and retrieve when needed. Further, mobile apps provide faster access from anywhere, anytime – you don’t have to visit your branch or manage mailed paper statements.

Overall, downloading e-statements on mobile apps offers convenience, flexibility and better account monitoring.

Steps to Download Statements Using Mobile Banking App

1. Open your bank’s mobile banking app

Download your bank’s mobile banking application on your phone/tablet. This is usually available for both Android and iOS devices. For many leading banks, you can find their apps simply by searching your device’s app store.

2. Log in using your credentials

Open the app and log in with your credentials. These are typically your customer ID/account number and the password/PIN you use for online banking on your bank’s website. Some banks may also require additional security, such as OTP over SMS, answering security questions, etc.

3. Navigate to the “Accounts” or “Bank Statements” section

Once logged in, you will see various menu options for different types of transactions and services. Go to the ” Accounts ” section or “Statement”, where you can view or access your bank statement. The navigation may vary across different bank apps.

4. Select the specific account for the statement

Under the accounts/statements section, you must choose the particular account for which you want the e-statement. If you have multiple accounts, such as savings, current, etc., select one to view its statement.

5. Choose “Download Statement” or “View Statement”

There will be a button/link to view the account statement. Additional options like “Download pdf statement” or “Download/Export Statement” allow you to download the e-statement as a PDF file on your device.

6. Select the date range for the statement

You can typically choose between recent statements or pick a custom date range. Specify the time period, such as last month or the last three months, or select specific start/end dates for the transactions you need in the statement.

7. Confirm the selection and click on “Download”

Review the date period selected and confirm to download the statement data in an electronic file like pdf. Finally, click on download/export and save the e-statement in your device’s desired folder location.

The complete bank account statement for your chosen period, showing details of transactions, balance, etc., will be available as a file you can access directly without an internet connection. Most mobile apps also allow you to share or print statements from the app itself.

Conclusion

Downloading regular bank statements on your phone using your bank’s mobile application is very convenient for staying updated on your account activity. It reduces the effort spent trying to manage paper records while enabling instant access through digital statements.

Following the simple process above, you can securely get e-statements with all transaction history and closely monitor your finances. If you find any errors or have never checked your statements, start downloading them periodically. While apps make it easier, you still need to make sure you are reviewing account details diligently.